Chapter 2 - Section 2.3 - SubSection 2.3.1

State/UT-wise Loan Outstanding (Rs in Cr.)

Loan outstanding has decreased in states like Manipur (-18.07%) and Punjab (-3.47%) due to local issues, while major states like Uttar Pradesh (37%) and Karnataka (35%) saw significant growth. The microfinance sector is shifting, with NBFC-MFIs increasing their market share to 39%, overtaking banks, which have dropped to 33% due to new regulatory norms.

India Country

Loan Outstanding (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Outstanding)

100 %

0 %

March 2023

0

Lakh Unique Active Borrowers in Total

March 2024

0

Lakh Unique Active Borrowers in Total

Loan Outstanding (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Outstanding)

Market Share of micro-lenders in terms of Loan Outstanding (in %)

Loan Outstanding (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Outstanding)

S. No.	State/UT	March 2023	March 2024	Y-o-Y Growth (in %)
1	Bihar	49181	65487	33 %
2	Tamil Nadu	46403	58239	26 %
3	Uttar Pradesh	33844	46304	37 %
4	Karnataka	31588	42560	35 %
5	West Bengal	30962	40328	30 %
6	Maharashtra	27453	33304	21 %
7	Odisha	20444	25615	25 %
8	Madhya Pradesh	20882	24870	19 %
9	Rajasthan	15608	18144	16 %
10	Kerala	12752	14159	11 %
11	Jharkhand	10680	13118	23 %
12	Gujarat	10138	13107	29 %
13	Andhra Pradesh	5903	8346	41 %
14	Assam	5974	7410	24 %
15	Chhattisgarh	6205	7390	19 %
16	Haryana	5801	6236	8 %
17	Punjab	5889	5684	-3 %
18	Telangana	3431	5015	46 %
19	Tripura	1901	2314	22 %
20	Uttarakhand	1695	2077	23 %
21	Puducherry	678	842	24 %
22	Delhi	650	795	22 %
23	Goa	135	195	45 %
24	Himachal Pradesh	173	182	5 %
25	Others	92	172	88 %
26	Sikkim	98	133	36 %
27	Meghalaya	100	129	29 %
28	Mizoram	95	121	28 %
29	Manipur	127	104	-18 %
30	Jammu & Kashmir	75	83	11 %
31	Arunachal Pradesh	43	81	87 %
32	Nagaland	47	55	17 %
33	Chandigarh	52	54	4 %
34	Andaman & Nicobar	14	20	43 %
35	Daman & Diu	13	16	26 %
36	Dadra & Nagar Haveli	6	9	55 %
37	Ladakh	0.02	0.03	31 %
	Industry	349130	442700	27 %

Market Share of micro-lenders in terms of Loan Outstanding (in %)

Lender Type	Loan Outstanding (₹ in Cr.)
NBFC-MFIs	173504
Banks	146909
SFBs	74712
NBFCs	45236
Others	2338

Bharat Microfinance Report

Fostering Inclusive Impact Finance

Outlook for Microfinance

Review for Microfinance

Review of Microfinance Operations in the country

Growth for Microfinance

Performance of NBFC-MFIs

Operational Eminence

Bank Linkage Programme

Operations of MLIs

Parametric Insurance

Expanding micro credit

Geographical Spread

Select & View Tables

Chapter 2 - Section 2.3 - SubSection 2.3.1

State/UT-wise Loan Outstanding (Rs in Cr.)

India Country

Loan Outstanding (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Outstanding)

March 2023

0

March 2024

0

2.2 Number of Loans Accounts and Unique Borrowers (in lakhs)

2.3 Loan Outstanding (Rs in Cr.)

2.6 Loan Disbursement

Chapter 2 - Section 2.3 - SubSection 2.3.1

State/UT-wise Loan Outstanding (Rs in Cr.)

India Country

Loan Outstanding (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Outstanding)

March 2023

0

March 2024

0